Fibbing...or aka not being truthful in regards to employment, residence history or not including open credit card accounts do not increase the possibility of getting an approved loan. These actions actually make it harder and take longer to get a favorable outcome quickly. So, don't worry, no judging at all! Loan officers just want to find the right loan for you!

As simple as this may sound, this can substantially help us out if you get all your necessary paperwork/documents needed and gathered all in one place where it will be easy to find at the drop of a hat!

Click the link below to see a list of documents that may be needed for the application process and beyond:

Mortgage Loan Documents Needed

During the loan process, your loan office may contact you in order to request additional information that is needed and will obviously have to be provided by the one and only...you! It's highly appreciated if you respond to your lender as quickly as possible. This will help avoid adding any additional delays to the process. It's also recommended to check your email, voicemail and text messages frequently. If there is a form of communication you prefer over others, feel free to notify your lender of your communication preference. We will be happy to accommodate.

Credit reports tend to reveal secrets that some would prefer them to remain hidden. Again, no judgements here! If you missed payments, made late payments, went into foreclosure, dealt with collection agencies, have judgements, maybe some delinquencies or even if you went through a couple name changes, that totally ok! We are here to help! Some of these items will need written explanations and some we can help iron out for you. The more prepared we are ahead of time, the easier the process.