VA Home Loans


Your length of service or service commitment, duty status and character of service determine your eligibility for specific home loan benefits. Purchase loans help you buy a home with competitive interest rates, usually without requiring a down payment or private mortgage insurance. You also do not need to be a first-time homebuyer! Cash out refinance loans are another benefit allowing you to take cash out of your home equity. These cash-out refinances can be used on a non-VA loan to refinance into a VA loan. VA will guaranty loans up to 100% of the value of your home.

100% Financing On The Entire Loan

You read that right! 100% financing is available when it comes to VA loans. As well as, no down payment as long as the sales price does not exceed the appraised value. We can help determine your exact eligibility benefits!

No Mortgage Insurance + More Goodies

With a VA loan, you will not find any mortgage insurance attached to your loan. Often there is an upfront funding fee, which is all determined with your COE. Additional advantages are; no need to worry about prepayment penalties, payoff your loan as early as you would like; VA rules limit the amount you can be charged for closing costs; closing costs may be paid by the seller.

Obtain A Certificate of Eligibility (COE)

The Certificate of Eligibility (COE) verifies that you meet the eligibility requirements for a VA loan. We can help you obtain a COE often much quicker than if you were to obtain one on your own. Some documentation will be needed such as a DD-214, statement of service, etc. Click here to find out which category you fall under.

"Home is where we work hard, show respect, and believe in truth."
- Unknown

Mortgage Lending Service
Service Type
Mortgage Lending Service
Provider Name
Summit Mortgage Corporation Lakewood,
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